| Sl.No |
Particulars |
Revised rate of interest |
| 1 |
Gold & silver pledge loan |
- - - |
|
Monthly or quarterly interest payable |
10.00% |
|
Half yearly or yearly interest payable |
11.00% |
| 2 |
Mortgage loan /surety loan / pledge loan / harvesting loan /etc., |
|
|
Monthly or quarterly installment & interest payable |
12.50% |
|
Half yearly installment & interest payable |
13.00% |
|
Yearly installment & interest payable |
14.00% |
| 3 |
Irrigation loan ( from river & other equipments ) |
|
|
Monthly or quarterly installment & interest payable |
12.00% |
|
Half yearly installment & interest payable |
12.50% |
|
Yearly installment & interest payable |
13.50% |
| 4 |
Home loan (commercial & residential) |
|
|
Monthly or quarterly installment & interest payable |
11.00% |
|
Half yearly & yearly installment & interest payable |
11.50% |
| 5 |
Vehicle loan (tractor, jcb, 4-wheeler/2- wheeler, etc) |
|
|
Monthly or quarterly installment & interest payable |
11.50% |
|
Half yearly & yearly installment & interest payable |
12.00% |
| 6 |
Industrial loan (industrial expansion, sugar, rice, soya & finished goods, godown pledge, key loan) |
|
|
Monthly or quarterly installment & interest payable |
11.00% |
|
Half yearly & yearly installment & interest payable |
12.00% |
|
Industrial cash credit loan (pledge of industrial finished goods) |
|
|
Monthly or quarterly installment & interest payable |
11.50% |
|
Half yearly & yearly installment & interest payable |
12.50% |
|
quarterly interest to be debited to loan account compulsorily |
|
|
Industrial overdraft loan & harvesting loan |
|
|
Monthly or quarterly installment & interest payable |
12.00% |
|
Half yearly & yearly installment & interest payable |
12.50% |
|
Industrial consortium loan |
|
|
Monthly or quarterly installment & interest payable |
12.00% |
